noun
1.
Underwriting is the process by which insurance companies evaluate the Risk of a car, home, or other property or individual to be insured. This process takes place when you submit your application, and is done by an Underwriter from an insurance company.
Even if you’re not living in a “high-risk” area, here’s why you may want to consider flood insurance to protect your home or business.
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Separate structures on your property may have to be insured separately.